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Deployment of  OTP Solutions (aka 2Factor Authentication Systems)
What is OTP?A one-time password (OTP) is a password that is valid for only one login session or transaction. OTPs avoid a number of shortcomings that are associated with traditional (static) passwords. The most important shortcoming that is addressed by OTPs is that, in contrast to static passwords, they are not vulnerable to replay attacks. This means that a potential intruder who manages to record an OTP that was already used to log into a service or to conduct a transaction will not be able to abuse it, since it will be no longer valid. On the downside, OTPs are difficult for human beings to memorize. Therefore they require additional technology to work.
Deployed using Software OTP Solution of Wikid SystemsThe WiKID Strong Authentication System is a patented dual-source, software-based two-factor authentication system designed to be less expensive and more extensible than hardware tokens or hosted services. WiKID allows you to maintain control of your users and systems yet is simple to implement and maintain.Worth reading in the context of comparing Hardware tokens vs Software tokens in 2 Factor Authentication:
http://www.pcworld.com/article/222522/article.html

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